BANKRUPTCY/UNPAID MEDICAL BILLS - Bankruptcy and unpaid medical bills will not automatically disqualify you.

The absence of a credit file does not affect an applicant adversely; however, if you have no credit rating, you will be required to pay an additional security deposit in addition to the standard security deposit in effect.

APARTMENT AVAILABILITY - Applications for apartment homes will be accepted on a first come – first serve basis and are subject to the availability of the particular apartment type requested. “Availability” does not necessarily mean that an apartment will definitely be available for occupancy by an applicant at the estimated date. “Available” apartments include those where a “Notice to Vacate” has been submitted by an existing resident indicating an intention to vacate on or about a certain date. Under certain circumstances, we will permit current residents who are not in default of their lease to withdraw or change their notice of moving. Other circumstances not necessarily under management’s control may also delay the date of availability of an apartment. In addition, an apartment may not be considered available because it is about to be placed under contract as an application has been made and a deposit placed to hold the apartment. If the applicant’s credit is not approved or if the applicant fails to sign a Lease by the specified date, then the apartment would again become available. Whether a particular unit or type of apartment is available can vary significantly within several hours or a day.

EMPLOYMENT - Applicants must provide proof of current employment. If you have changed employment in the past six months, you also will need to show a minimum of six consecutive months of verifiable employment with one employer in the past 12 months. Length of employment must be verified by either supervisory personnel or by the Human Resources Department of your current and past employers.

SELF-EMPLOYMENT / RETIREMENT - If you are self-employed or retired you must provide proof of income and/or you ability to pay rent for the term of the lease by furnishing copies of federal income tax returns filed for the past two years, a current certified financial statement, and/or photocopies of your three most recent bank statements.

CREDIT HISTORY - An extensive, negative credit history is grounds for the denial of application.

Negative credit history includes but is not limited to any of the following:

• any judgment not remedied and/or any foreclosure real estate not included in bankruptcy;

• more than two credit or installments accounts that have been past due for more than 90 days within the past 12 months;

• more than two accounts that are currently in collection; any open collection account from a utility, telephone service, or cable company.

• any repossession of material or personal property that is not being repaid, except when part of a bankruptcy, separation, or divorce;

• any suit pending or not remedied;

• more than three NSF (insufficient funds) checks within the past 12-month period.

• higher security deposits may be required.

NOTIFICATION STATUTES - For your information, you may obtain information about sexual offenders and/or predators in the State of Michigan by contacting The Public Sexual Offenders Registry (PSOR) at the Michigan State Police, Criminal Justice Information Center, Identification Section, 7150 Harris Drive, Lansing MI 48913, (517) 336-6292 or on the web at www.mipsor.state.mi.us.

FELONY - Any convicted felonies are grounds for denial.

INCOME - Total monthly household gross income (before taxes) must be at least three times the amount of the monthly  rent.

You will be required to provide written proof from your employer to support the amount of income you claim on the rental application. If such proof is not available, we (the management) may accept as proof the pay stubs for at least six consecutive months of employment. Federal Income Tax Returns from prior year(s), and/or other proof deemed acceptable by the Properly Manager. A guarantor will not be accepted as a source of income whether supplemental or primary.

ADDITIONAL RESIDENTS WILL BE NAMED ON THE LEASE - Any resident who is not a dependent child or the person renting (the primary applicant or lessee) must be named on the lease.